Dividend Rates Last Dividend Declaration
Account Type Dividends Balance Requirements Account Limitations
Dividend Rate Annual Percentage Yield Dividends Compounded and Credited Dividend Period Minimum Opening Deposit Minimum Balance to Avoid a Service Fee and Earn Stated APY Balance Method See Section 6of Deposit Account Rate Disclosure
Regular Share Savings Account 0.10 / 0.10 Quarterly Quarterly (calendar) $5.00 $5.00 Average Daily Balance Account transfer limitations apply.
Rainbow Share Savings Account 0.25/0.25 Quarterly Quarterly (calendar) $2,000.00 $2,000.00 Average Daily Balance Account transfer limitations apply.
Club Share Savings Account 0.10 / 0.10 Quarterly Quarterly (calendar) $5.00 $5.00 Average Daily Balance Account transfer limitations apply.
IRA Share Savings Account 0.35/0.35 Quarterly Quarterly (calendar) $5.00 $5.00 Average Daily Balance Account transfer limitations apply.
Share Checking Account 0.10 / 0.10 Monthly Monthly(calendar) $50.00 waived if direct deposit/payroll ded --- Average Daily Balance Account transfer limitations apply.
Fresh Start Checking 0.10 / 0.10 Monthly Monthly(calendar) $50.00 $10 Service charge Each month Average Daily Balance Account transfer limitations apply.

Except as specifically described, these linked disclosures apply to all of the accounts above. All accounts shown in the Rate Schedule above are share accounts.

CERTIFICATES OF DEPOSIT RATES Rates Subject to change daily
Time Amount Annual Percentage Rate Annual Percentage Yield
6 Months $1,000-min 0.80% 0.803%
7 Months $1,000-min 0.89% 0.894%
1 Year $1,000-min 1.00% 1.005%
18 Months $1,000-min 1.05% 1.056%
2 Years $1,000-min 1.25% 1.258%
3 Years $1,000-min 1.40% 1.410%
5 Years $1,000-min 1.70% 1.715%
SIGNATURE LOAN RATES
As Low As 8.79% APR*
VEHICLE LOAN RATES**
As Low As 2.50% APR* (new & used)
BOAT & RV LOAN RATES
As Low As 5.50% APR*

 

*APR is Annual Percentage Rate. Note: Rates are subject to change without notice. Your rate will be calculated based on the type of loan requested, the term of the loan, collateral offered, other services you use at Chattahoochee Federal Credit Union, and your own credit history. This allows us to give each individual member a tailor-made rate. So, it really does pay you to achieve and maintain good credit!

**The APR is the advertised rate for 60 months and vehicles 6 years old or newer. Longer terms may be offered at a higher rate. Rates can vary based on credit worthiness, age/type of vehicle and terms of the loan. Your rate can be higher depending on credit performance. The advertised APR may be lower if member meets relationship pricing.

Contact Chattahoochee Federal Credit Union's friendly loan staff to discuss your credit needs.