We know you have big dreams and we want to help you achieve each one. We have the funds you need to get back to school, get that next car, take a vacation or find a new home. Look no further than CFCU to secure the loans you need in life!

Loans – Helping members to achieve their dreams.

New, Used & Refinanced Auto Loans

Low rates on new and used auto loans, with up to 100% financing! Our lending team is anxious to help you drive away in the vehicle of your dreams. Contact us today and let us assist you with all of these areas of the car buying process: Click here to apply.


We offer Guaranteed Asset Protection (GAP) on our auto loans. Cost $350.00 one-time fee added to the loan balance. Most cars depreciate by thousands of dollars as soon as they are purchased. And if you vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the "gap" between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exist. GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Boat, Motorcycle & RV Loans

Whether you are going by land or sea, we can finance your grown-up toys up to 100%. Our lending team is eager to help you float away in the boat of your dreams! Click here to apply today.

First Mortgage Loans

Great news! We now offer 30-year FHA, VA, USDA, & Conventional mortgage loans. If you or a family member are thinking about buying a home, or refinancing, please call a loan officer at (334) 756-7027, option #3 for your FREE Preapproval Letter!

Home Equity Loans

Put your home to work for you with up to 85% financing of your available equity. Your home is more than a roof over your head . . . it's also a valuable source of funds to improve your life! Why not capitalize on the equity that is "locked up" in your home to pay for many of life's pleasures?

Here are some benefits of a Home Equity loan from your credit union:

For specific rate information or to apply, simply contact our office at 334-756-7027. We are anxious to help you discover the many benefits of a home equity loan with your credit union. Proof of homeowners insurance is required.

Signature Loans

Unsecured personal loans available for just about any purpose or in any amount. Whether you’re looking to take a vacation, purchase furniture, head back to school, fund a wedding, buy a computer or even consolidate debt, a personal loan might be right for you. Apply today!

Vacation Loans

Itching to get away from it all? Leave it all behind and take that much needed getaway with a vacation loan! Apply today.

Back-to-School Loans

Headed back to school? We have the funds you need to help with tuition, books, supplies, a new laptop and more! Apply today.

Christmas Loans

Need some extra cash to get you through the holiday shopping season? Let us help ease your burden with a Christmas loan! Apply today.

Fast Cash/Credit Rebuilder Loans

Need help consolidating your debt and rebuilding your credit? Let us help with Fast Cash credit rebuilder loan. Apply today!

Sallie Mae Student Loans

The Smart Option Student Loan® for Chattahoochee FCU by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please Get Started here.

The Smart Option Student Loan offers these benefits:

To learn more, please get started here.

Credit Cards – Providing members with convenient purchasing power.

Request your credit card and make the switch today. Call 1-888-415-6154 or click here to apply. View our credit card disclosure.