We know you have big dreams and we want to help you achieve each one. We have the funds you need to get back to school, get that next car, take a vacation or find a new home. Look no further than CFCU to secure the loans you need in life!
Loans – Helping members to achieve their dreams.
New, Used & Refinanced Auto Loans
Low rates on new and used auto loans, with up to 100% financing! Our lending team is anxious to help you drive away in the vehicle of your dreams. Contact us today and let us assist you with all of these areas of the car buying process: Click here to apply.
Financing:
- Preapprovals available! Shop with confidence knowing the amount that works best into your budget, and avoid pressure from the dealers.
- We can assist you with vehicle pricing, so you'll know you are getting the best deal for your next vehicle.
- Hassle Free - quick loans, great rates!
- Personal service and fast approval!
- Payment protection. Protect your budget and your family with loan coverage. Credit Life and Disability Insurance is optional.
- Discount Programs
- CarFax-Don't run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from our nationwide database within seconds.
- Guaranteed Asset Protection (GAP)
We offer Guaranteed Asset Protection (GAP) on our auto loans. Cost $450.00 one-time fee added to the loan balance. Most cars depreciate by thousands of dollars as soon as they are purchased. And if you vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the "gap" between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exist. GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.
Boat, Motorcycle & RV Loans
Whether you are going by land or sea, we can finance your grown-up toys up to 100%. Our lending team is eager to help you float away in the boat of your dreams! Click here to apply today.
- Up to 100% financing
- Payments can be made automatically through payroll deduction or via monthly payment coupon
- Same day approval!
Signature Loans
Unsecured personal loans available for just about any purpose or in any amount. Whether you’re looking to take a vacation, purchase furniture, head back to school, fund a wedding, buy a computer or even consolidate debt, a personal loan might be right for you. Apply today!
- $20 application fee
- No prepayment penalties
- Payments can be made automatically through payroll deduction or via monthly payment coupon
- Same day approval!
Vacation Loans
Itching to get away from it all? Leave it all behind and take that much needed getaway with a vacation loan! Apply today.
- $20 application fee
- Loans up to $2500
- Available February - August
- Payments can be made automatically through payroll deduction or via monthly payment coupon
- Same day approval!
CHATT Quick Cash Loans
Life throws curveballs. We plant solutions. CHATT Quick Cash puts money in your account—fast. Apply today.
- $500–$2,000 deposited in minutes (first loan max $500)
- 24/7 Online Application
- No credit check – approval based on your CFCU member history
- Fixed 27.00% APR
- Flexible terms: 6, 9, or 12 months
*$20 non-refundable application fee. Must be 19+, member for 2+ months, primary owner, and in good standing . Only one Quick Cash Loan at a time.
Back-to-School Loans
Headed back to school? We have the funds you need to help with tuition, books, supplies, a new laptop and more! Apply today.
- $20 application fee
- Loans up to $1500
- Available July - September
- Payments can be made automatically through payroll deduction or via monthly payment coupon
- Same day approval!
Christmas Loans
Need some extra cash to get you through the holiday shopping season? Let us help ease your burden with a Christmas loan! Apply today.
- 18% Fixed APR
- Loans up to $1200
- Available October – January
- 24/7 Online Application
- No credit check – approval based on your CFCU member history
- Same day approval!
Credit Rebuilder Loans
Ready to rebuild your credit? Getting started is simple. If you don’t already have direct deposit with us, set it up today. After 60 days of active direct deposit, you’ll be eligible to apply for our CHATT Quick Cash Loan, designed to help you rebuild credit and strengthen your financial footing.
CHATT Quick Cash Loan Benefits
- $20 application fee
- Borrow up to $2,000, based on your deposit history
- Automatic payments through payroll deduction
- No credit check
- Instant online approval with funds deposited directly into your checking account
- Available anytime, even while we’re sleeping
Take the next step toward better credit with a quick, simple solution built for Chattahoochee members. Apply with confidence.
Credit Cards – Providing members with convenient purchasing power.
- VISA® Platinum Credit Cards – Competitive rates and accepted almost anywhere!
- Low everyday APR on purchases
- Great balance transfer rates
- Rewards on purchases towards exciting merchandise and travel awards through ScoreCard®
- 24 X 7 Fraud protection
- Superior member service
Request your credit card and make the switch today. Call 1-888-415-6154 or click here to apply. View our credit card disclosure.