You’re in a hurry. We get it! We know you don’t want to spend unnecessary time waiting in line to deposit checks, get cash or check on your accounts. That’s why we’ve established several quick and easy ways for you to access your accounts (as well as many other conveniences) even while on the go. Take a look!

Easy Account Access

Providing members with quick, easy and around-the-clock access to accounts.

Visa Purchase Alerts

You can enroll your Chattahoochee Federal Credit Union Visa debit card in Visa Purchase Alerts. Enrolling your card(s) provides benefits such as:ing members with quick, easy and around-the-clock access to accounts.

To enroll click here and check the eligibility of the card by entering the first nine (9) digits of the card number. Once it's determined the card is eligible, follow the enrollment steps.

Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Chattahoochee Federal Credit Union checking or savings account. Doing so eliminates the possibility of misplacing your paycheck and having to make a trip to the branch to cash or deposit it.

Why should I use Direct Deposit?

How will I be able to keep track of my money?

The check stub from your paycheck is your permanent record. You can also check your balance 24 hours a day, seven days a week with online banking or Audio Response Teller.

Payroll Deduction

When you establish payroll deduction at Chattahoochee Federal Credit Union, money is automatically deducted from your paycheck and deposited in your savings or checking account, or used to make loan payments. It's an easy way to save or ensure that you'll never miss a loan payment.

TruStage™ Auto & Home Insurance Program

Exclusively for credit union members, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You can enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 855.483.2149.

Guaranteed Asset Protection (GAP) on Vehicle Loans

Your Auto Insurance Does Not Cover Eveything

In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.

Protection Through Guaranteed Assset Protection On Protection Plus

Guaranteed Auto Protection Plus Protects individuals who finance a new or used vehicle from the financial GAP. In the current market, during the first few years that you own your vehicle, your loan/lease balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle's value declines, your loan/lease balance may decline more slowly, resulting in a financial gap. If your vehicle were stolen or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan/lease balance.

Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.

Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $450 or $1,000. The actual amount depends on your credit union's program limits. Ask your lender/loan officer for details.

Guaranteed Auto Protection Plus is a loan/lease deficiency waiver and is not offered as insurance coverage.

The purchase of Guaranteed Auto Protection Plus is voluntary and cannot be required as a condition of credit approval.

Auto Deductible Reimbursement

If the Member suffers a Loss during the benefit period which is covered by the Member’s Auto Insurance Policy, the Member may be entitled to reimbursement of the Auto Insurance Policy deductible amount up to a maximum of five hundred dollars ($500) per Loss. To be eligible for reimbursement the Member must own or lease and insure the Covered Auto under an Auto Insurance Policy designating the Member as the Auto Policy Named Insured.

Payment Protection Insurance

Chattahoochee Federal Credit Union offers its members Payment Protection credit life and credit disability insurance through CUNA Mutual Group. Credit life insurance pays the outstanding balance on your loan if you die before the loan is paid off. Credit disability insurance provides funds to help you make your loan payments if you are unable to work because of an illness or accident.

At Chattahoochee Federal Credit Union most members are eligible to apply for credit life and credit disability protection. Credit life coverage is available for single or joint borrowers and credit disability coverage is available for the primary borrower. The protection is offered at affordable rates and premiums are automatically calculated into your loan payments.

Protect yourself and your family from the burden that could result if you die or become disabled. Payment Protection offers the peace of mind that comes from knowing your financial obligations will be met. Contact us for details on Payment Protection credit life and credit disability insurance.

Convenient Services

Offering additional services to make members’ personal banking tasks a breeze!