We at Chattahoochee FCU are ready to CHATT with you about the many competitive products, services and conveniences we can offer to help better your financial position!
Who can join?
Anyone who lives, works, worships or attends school in Chambers County is eligible to join the credit union. And once you become a member, your immediate family members are also eligible to join the credit union too, even if they are not part of the Chambers County community. You can also view a complete list of other Select Employee Groups who can become credit union members.
And becoming a member is easy. Simply stop by the credit union to complete a Membership Application (or download, complete and bring to the branch with you) and make a onetime deposit of just $5.00 into your savings account.
Why join?
It’s simple. Life’s better here! We offer a full range of personal financial products and services, as many other financial institutions do, but we are a CREDIT UNION! We have a local elected Board of Directors with a mission to meet your financial needs through quality service, at the best value, while maintaining financial stability. Plus, we have a friendly staff with a vision of building lifelong relationships one member at a time. When you become a member of CFCU, you will be part of an organization that cares about the community we live in, and gives back.
Plus, once a member of the credit union, always a member. Your membership lasts a lifetime!
We make it a priority to:
- Empower members to take an active role in their financial wellbeing.
- Deliver pertinent financial information and credit counseling.
- Provide access to low-interest loan promotions throughout the year.
- Extend membership privileges to family members.
- Remain involved in our local community.
- Offer a simple checking account with no minimum balance requirements or monthly service charges.
- Structure our products to benefit members first.
- Make sure all of our business practices are fair and transparent.
- Provide security for funds, with accounts insured up to $250,000 by the NCUA, an agency of the U.S. government.
What’s the difference between a credit union and a bank?
There are several differences between for-profit financial institutions and credit unions. Take a look!
- Banks return profits to stockholders whereas credit unions return profits to members in the form of lower loan rates, higher savings rates and free or low cost services.
- Bank customers have no ownership in the corporation. In credit unions, each person who deposits funds is a member with a share of ownership.
- Banks are controlled by their stakeholders and paid officials. In credit unions, members elect a volunteer Board of Directors to best represent their interests.
- Banks are profit driven where credit unions are member service driven.
- Banks are federally insured by the Federal Deposit Insurance Corporation and credit unions are federally insured by the National Credit Union Administration.
Ready to CHATT yet? Let’s get started!
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